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Should You Buy Self Defense Insurance?


This video from the Dave Ramsey collection talks about insurance for concealed carry and self-defense insurance. In this video, Dave discusses what he believes is the better option for this type of insurance. This type of insurance is used to protect a person in cases of self-defense where a serious injury occurs.


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There have been some recent cases of homeowners that were defending their home from someone breaking in that were ultimately charged with a crime and then sued by the person that was trying to break in and injured. Dave Ramsey does not have this type of insurance.

The video was made to answer a follower’s question about this type of insurance. Mr. Ramsey does not have this type of insurance and suggested that further research is necessary. He suggests that anyone interested in this type of insurance thoroughly evaluates the type of insurance coverage they are considering.

Before you make a decision be sure what this insurance covers and if it delivers the value you are hoping to find. In some cases, it may be worth it, in other cases, it is not. Ultimately the jury is still out on whether this type of insurance is worth the investment.

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